PRACTICE AREAS

Bankruptcy

Rando Cristiano Law Group P.C’s bankruptcy department is fully prepared to assist both debtors and creditors in Chapter 7, Chapter 11 or Chapter 13 bankruptcy matters.

What is a Chapter 7 Bankruptcy?

 A Chapter 7 bankruptcy is a liquidation that permits individuals to discharge certain unsecured debt and have a fresh start.  It is important to consult with a qualified bankruptcy attorney to see if you can file a Chapter 7 bankruptcy.

Who Can File a Chapter 7 Bankruptcy?

Anyone who lives in, does business in or owns property in the United States can file a Chapter 7 bankruptcy petition.

Can I keep my assets if I file for bankruptcy?

The bankruptcy code provides exemptions that permit individuals to keep their cars, homes, furniture, some retirement accounts.

Can I keep my house if I file for bankruptcy?

The bankruptcy code allows for $50,000 in equity in a home for an individual and $100,000 in equity for a married couple.

Chapter 11 is a reorganization of a debtor’s business, debts, and assets. A Chapter 11 gives the debtor a fresh start. Once the debtor completes its obligation under the claim of reorganization.

What is a Chapter 13 bankruptcy?

A Chapter 13 is a bankruptcy that includes a payment plan to repay some or all of your debt over a period of time.  If you are in arrears on your mortgage payments, a Chapter 13 places a hold on foreclosure and allows  you time to pay off your mortgage.

Real Estate Law

Buyer/Seller Representation

We recognize that purchasing or selling a home is a major financial event in life and we are here to guide you through the process efficiently and methodically. We will work around your schedule to meet with you at a time that is convenient for you.  Call us today, we are ready to meet your real estate needs both commercial and residential.

Lender Reprensentation

Rando Cristiano Law Group P.C., represents financial institutions in real estate closings. We realize the importance of having attentive, detail oriented and responsive counsel who are fully versed in the nuances of every deal and are ready to assist you with your transaction.

Real Estate Law

Buyer/Seller Representation

We recognize that purchasing or selling a home is a major financial event in life and we are here to guide you through the process efficiently and methodically. We will work around your schedule to meet with you at a time that is convenient for you.  Call us today, we are ready to meet your real estate needs both commercial and residential.

Lender Reprensentation

Rando Cristiano Law Group P.C., represents financial institutions in real estate closings. We realize the importance of having attentive, detail oriented and responsive counsel who are fully versed in the nuances of every deal and are ready to assist you with your transaction.

Trusts, Estates

We will meet with you to discuss which estate planning method is best suited for your unique situation. Rando Cristiano Law Group P.C., can assist you with drafting a will, a durable power of attorney, a health care proxy, and/or a trust depending on your circumstances.

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The information contained on this site is for informational purposes only and does not contain legal advice or create an attorney client relationship regarding any specific facts and circumstances.
We invite you to contact us to assist you with your particular matter.
Rando Cristiano Law Group P.C. is a debt relief agency as such term is defined under the United States Bankruptcy Code.